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On Base Prospectus of the Fourth Programme for the Issuance of Notes in the amount of up to EUR 120 million and the upcoming issuance of the Notes
Published: 2025-05-19 10:01:57 CEST
Attīstības finanšu institūcija Altum - Prospectus/Announcement of Prospectus

On Base Prospectus of the Fourth Programme for the Issuance of Notes in the amount of up to EUR 120 million and the upcoming issuance of the Notes

NOT TO BE RELEASED, PUBLISHED OR DISTRIBUTED IN WHOLE OR IN PART IN OR INTO OR TO ANY PERSON LOCATED IN OR RESIDENT IN SUCH COUNTRIES OR JURISDICTIONS IN WHICH IT WOULD BE UNLAWFUL OR REQUIRE MEASURES OTHER THAN THOSE REQUIRED UNDER LATVIAN LAWS, INCLUDING THE UNITED STATES, AUSTRALIA, CANADA, JAPAN, HONG KONG, SOUTH AFRICA, SINGAPORE, RUSSIAN FEDERATION AND BELARUS. THIS ANNOUNCEMENT IS ALSO NOT ADDRESSED TO RETAIL INVESTORS IN THE EUROPEAN ECONOMIC AREA.

On 16 May 2025, The Bank of Latvia has registered the Base Prospectus of the Fourth Programme for the Issuance of Notes of Attīstības finanšu institūcija Altum AS (ALTUM) (please see attached). The total amount of the programme in nominal value is 120 million euro.

ALTUM Chairman of the Management Board Reinis Bērziņš: “As we continue to raise funding in the capital markets, we are preparing for the next bond issue programme in the amount of up to 120 million euro. The new programme will ensure diversification of our funding sources, while promoting the development of the Baltic capital market.” 

ALTUM has mandated Luminor Bank AS Lithuanian branch as the Sole Lead Manager and Bookrunner for the programme to organise a global investor call as well as bilateral investor meetings. Subject to market conditions ALTUM is contemplating to issue the first tranche of notes with expected maturity of 5 to 7 years. Notes are expected to be listed on the regulated market - the Baltic Bond List of Nasdaq Riga. 

In January 2025 international rating agency Moody’s has reaffirmed ALTUMs Baa1 long-term issuer rating with stable outlook, which has remained constant since 2017.

Disclaimer

By accessing, downloading, reading or otherwise making available to yourself any content of the base prospectus and any final terms you confirm that you have read, understand and agree to comply with all of the restrictions set forth below and that your country of residence and current location is not the United States of America, Australia, Japan, Canada, Hong Kong, South Africa, Singapore, Federation of Russia or Belarus or any other jurisdiction in which distribution or publication of the base prospectus and any final terms is unlawful.

The distribution of the base prospectus and any final terms may in certain jurisdictions be restricted by law, and the base prospectus and any final terms may not be used for the purpose of, or in connection with, any offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it is unlawful to make such offer or solicitation. No actions have been taken to register or qualify the notes, or otherwise to permit a public offering of the notes, in any jurisdiction other that the Republic of Latvia, the Republic of Estonia and the Republic of Lithuania. Attīstības finanšu institūcija Altum AS (the "Issuer"), Luminor Bank AS (the "Arranger" and the "Dealer") expect persons into whose possession the base prospectus or any final terms comes to inform themselves of and observe all such restrictions. Neither the Issuer nor the Arranger or Dealer accept any legal responsibility for any violation by any person, whether or not a prospective purchaser of the notes is aware of such restrictions. In particular, the base prospectus and any final terms may not be sent to any person in the United States, Australia, Canada, Japan, Hong Kong, South Africa, Singapore, Federation of Russia or Belarus or any other jurisdiction in which it would not be permissible to deliver the notes and the notes may not be offered, sold, resold, transferred or delivered, directly or indirectly, in or into any of these countries.

The notes have not been, and will not be, registered under the U.S. Securities Act 1933 (as amended) (the "Securities Act"), or with any securities regulatory authority of any state of the United States. The base prospectus or the final terms are not to be distributed to the United States or in any other jurisdiction where it would be unlawful. The notes may not be offered, sold, pledged or otherwise transferred, directly or indirectly, within the United States or to, for the account or benefit of, U.S. persons (as defined in Regulation S under the Securities Act (the "Regulation S")), except to a person who is not a U.S. Person (as defined in Regulation S) in an offshore transaction pursuant to Regulation S.

JSC Attīstības finanšu institūcija Altum (JSC Development Finance Institution Altum) is a Latvian state-owned company that ensures access of the enterprises and households to the financial resources by means of support financial instruments - loans, guarantees, investments in venture capital funds - in the areas defined as important and to be supported by the state, thus developing the national economy and enhancing mobilization of the private capital and financial resources. On 28 January 2025 Moody’s Ratings affirmed Altum’s Baa1 long-term issuer rating, with outlook stable. The rating as well as the short-term issuer rating at P-2, the same as affirmed on 2 February 2024. ALTUM is rated by Moody’s Finance Companies Methodology, published in July 2024. On 24 October 2017 the bonds issued by Altum were listed on a regulated market – Baltic Bond List of Nasdaq Riga.

ALTUM Prospectus_14 May 2025.pdf

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Kirjeldus: Lihtne automaatiseeritud investeerimine
11 aastat kogemust
Alusta kasvõi 1 euroga
Investeerimine eraisiku laenudesse
Go & Grow tootlus kuni 4% aastas
Boonused: uhisrahastusplatvormid.ee kaudu liitudes 5€ stardiraha.
Kirjeldus: Investeerimine Iirimaa ärilaenudesse, keskmine aasta tootlus 9.8% aastas.
Boonused: uhisrahastusplatvormid.ee kaudu liitudes 5% esimese 30 päeva jooksul tehtud investeeringute mahust.
Kirjeldus: Investeerimine kinnisvara projektidesse, keskmine aasta tootlus 12,25% alates aastast 2013.
Boonused: uhisrahastusplatvormid.ee kaudu liitudes 0.5% esimese kolme kuu jooksul tehtud investeeringute mahust.