During the reporting period, the Group continued to demonstrate strong performance across key financial indicators.
- Interest and fee and commission income for the twelve months ended 31 December 2025 amounted to EUR 286.9 million, compared to EUR 271.3 million in 2024, which represents an increase of 5.7%. The growth in revenue was largely attributable to a rise in issuance volumes during the reporting period.
- The balance of outstanding net loan portfolio at the end of 2025 was EUR 207.2 million, a 21.7% increase compared to EUR 170.3 million as of 31 December 2024. Stronger emphasis on long-term products was a key factor driving portfolio growth.
- The Group’s net profit for the year ended 31 December 2025 amounted to EUR 58.3 million, a 18.6% decline from EUR 71.6 million reported for the twelve months ended 31 December 2024. The result was affected by the focus on longer-term products, with returns realised over a longer horizon, as well as adverse foreign exchange movements.
During the reporting period, the Group recorded a significant increase in its net loan portfolio, laying the groundwork for continued revenue and profitability growth in the future periods.
About Sun Finance Group and Sun Finance Treasury Limited
Sun Finance Treasury Limited is subsidiary of Sun Finance Group, AS. Sun Finance is a financial technology company established in Riga, in 2017, by CEO Toms Jurjevs and co-founder Emīls Latkovskis. Sun Finance operates as an online consumer financing platform in nine countries across four continents, with headquarters in Riga, Latvia. Sun Finance has more than 32.0 million registered customers and employs more than 1,000 people, 200 of whom work at the headquarters in Riga. The company is led by a team of seasoned professionals with more than 15 years of experience in managing FinTech, financial and IT companies.